Long story short me and my car got hit by a bus and the guy took off. I’m fine, but the car is damaged. I need to pay for most of the repairs because of insurance issues. I can afford it, but it’s still expensive. I’m starting to have self-doubt, this is my first car accident 😭 
Because I bought the cheapest insurance that would only pay for the damage I caused to the others. Even I call the cops they still not pay me anything