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So she could have kept it all if she didn’t call the guardian.
I would have closed the account and moved to France.
France?! Oh no
She should have kept her mouth shut.
She should have put it into anything that would give her some interest
She should have not told anyone
She should have never said anything
Which, if you had actually read the article, is illegal.
I would put it in a high interest account, tell them once, by recorded delivery post and then sit on it.
…or I might use their online chat and record it, that’s a bot and doesn’t do anything useful!