Right, but that’s the point - every proposal I’ve read would not wipe that high end debt. Every proposal is targeted toward struggling earners. Every proposal already does what you want.

In a similar vein, my state offers free college tuition! But is it a free bonanza for the wealthy? Not at all. It covers up to three years community college for everyone or four years at a public college or university, means tested. If your parents make a decent income or you want to go to a private university, that’s great for you but you have to pay for it as before