We’re being booted from our rental because the landlord wants to let his daughter move in and we can’t find anything else around here for even remotely the same price. Even rotted out single wide mobile homes are going for $1800/month.

I was turned onto USDA loans by someone and it seems like as long as we make under $65k/year we can qualify for like $336,000 in loans with 0% down.

Is there any catch? The rates seem to start at 3.5% of you’re under the $65,000 income limit which would put our monthly payments like $300 below renting.