Right, must be why I don’t have health insurance via the ACA because it’s unaffordable.
I make too much to qualify for actual help, but not enough to actually afford their awful health insurance plans with deductibles that negate the entire point of insurance to begin with.
And it’s all about to be undone anyway, so let’s keep singing the praises of the Democrat’s least-failure in the last decade.
Perfect is the enemy of good.
Which must be why the DNC has adopted “Progress is the enemy of our money.”
Right, must be why I don’t have health insurance via the ACA because it’s unaffordable. I make too much to qualify for actual help, but not enough to actually afford their awful health insurance plans with deductibles that negate the entire point of insurance to begin with.
Are you possibly living in a state where your GOP leadership refused to extend Medicaid which was part of the ACA? If so, you can’t complain about what the ACA doesn’t do for you if your state chose not to use it.
I’m communicating I cannot afford ACA healthcare, you all keep throwing out the $61k/year salary. I did the math, even if I hadn’t lost however much unpaid time off to depression this last year, the most I would have made between my salary and my disability was $58k.
When I put all of this information into my states ACA marketplace back in August of this year at the behest of my therapist, I was told I qualified for plans via subsidies, but made too much to just qualify for the state’s plan.
The first plan I found that I felt was reasonable, reasonable, not good, just reasonable, was just under $400/month with the subsidy, didn’t have my therapist in network, and still had a $6k+ deductible. The cheapest plan had a deductible over $10k, and cost around $260ish a month.
I can’t afford that, I’m sorry, between my mortgage, my car, insurance, utilities, bills, food, gas, credit card debt, etc, I don’t have an extra $260-$400 a month for health insurance. I just don’t, I’m sorry, wish I was as financially astute as everyone else on here seems to be, so I guess just fuck me.
But I’m not, hence why I think the ACA being held aloft like some grand triumph is a joke, especially considering John Oliver even has a segment on the Medicaid gap, and how people who should be covered aren’t due to a myriad of reasons.
Best health insurance I ever had was Tricare, which is literally what America should have, and is arguably one of the largest socialist programs in the US. We did single payer already, for the military, and it’s amazing. The ACA are the crumbs the liberal elite felt we deserved, and I will never not be pissed about it when I’ve seen we know how to do it right.
I did the math, even if I hadn’t lost however much unpaid time off to depression this last year, the most I would have made between my salary and my disability was $58k.
I keep throwing that number out there because I don’t have your specific info, and from the general info it looks like under $61k you should get subsidized, but you’d communicated you weren’t. I’m also not asking you to disclose your private information on the public internet. I respect your privacy.
The cheapest plan had a deductible over $10k, and cost around $260ish a month.
$10k deductible is usually considered “catastrophic” coverage. Its not supposed to be use to cover day to day health needs. It is designed for the young and generally healthy that don’t consume lots of health care, but want to be covered if they have a catastrophic event that would otherwise cost them hundreds of thousands or millions in medical bills.
But I’m not, hence why I think the ACA being held aloft like some grand triumph is a joke
I’m sorry you are not benefiting from directly, but do you understand for many it has been a game changer for the better? Not every change is going to benefit each person equally. I’ll be the first one to say the ACA is FAR from perfect, but compared to what we had before it was better and a step in the right direction.
Best health insurance I ever had was Tricare, which is literally what America should have, and is arguably one of the largest socialist programs in the US.
I have only a little bit of knowledge of Tricare, but everyone I know that has it loves it. I’d be on board for that for everyone too. Does this mean you were in the military? I’m really beyond my knowledge now, but does that mean you would have VA health coverage (which I know has its own flaws)?
“Who is eligible for health insurance subsidies?” source
Household size
1 person max income $60,240
If thats the case then @BlitzoTheOisSilent@lemmy.world is saying they make more than $61k/year and can’t afford $264/month with a $6300 annual deductible?
Maybe you should look into what that bronze plan actually covers. if you have any real medical issues you’re definitely losing of a minimum 15% of your income in just medical expenses. Never mind taxes, food, housing, transport, clothing, saving for retirement (which this hypothetical person almost certainly can’t do on 61k). Never mind the idea of having your own place, a family, etc.
But I guess you think people should just work just so they can pay medical bills. :shrug:
But I guess you think people should just work just so they can pay medical bills. :shrug:
Really? I haven’t been rude to you yet in this conversation. Are you interested continuing in conversing together on the topic or your the strawman a requirement?
Never said you were rude. does pointing out the logical conclusion of the information you linked and how it related to my point upset you? it certainly should. it upsets me. Its why I pointed it out to you to begin with.
So exactly what were you trying to discuss with me in this thread. I was simply informing you that ACA is no legislative success even in wealthy and cooperative blue states.
Right, must be why I don’t have health insurance via the ACA because it’s unaffordable.
I make too much to qualify for actual help, but not enough to actually afford their awful health insurance plans with deductibles that negate the entire point of insurance to begin with.
And it’s all about to be undone anyway, so let’s keep singing the praises of the Democrat’s least-failure in the last decade.
Which must be why the DNC has adopted “Progress is the enemy of our money.”
Are you possibly living in a state where your GOP leadership refused to extend Medicaid which was part of the ACA? If so, you can’t complain about what the ACA doesn’t do for you if your state chose not to use it.
I live in a blue state in the Northeast, we went to Harris, and we’ve had a Democratic governor since at least the mid-2000s.
So am I allowed to complain?
Did you miss the “if so” in my post?
You’re communicating you’re making over $61k/year and saying you can’t afford an ACA approved healthcare policy, correct?
I’m communicating I cannot afford ACA healthcare, you all keep throwing out the $61k/year salary. I did the math, even if I hadn’t lost however much unpaid time off to depression this last year, the most I would have made between my salary and my disability was $58k.
When I put all of this information into my states ACA marketplace back in August of this year at the behest of my therapist, I was told I qualified for plans via subsidies, but made too much to just qualify for the state’s plan.
The first plan I found that I felt was reasonable, reasonable, not good, just reasonable, was just under $400/month with the subsidy, didn’t have my therapist in network, and still had a $6k+ deductible. The cheapest plan had a deductible over $10k, and cost around $260ish a month.
I can’t afford that, I’m sorry, between my mortgage, my car, insurance, utilities, bills, food, gas, credit card debt, etc, I don’t have an extra $260-$400 a month for health insurance. I just don’t, I’m sorry, wish I was as financially astute as everyone else on here seems to be, so I guess just fuck me.
But I’m not, hence why I think the ACA being held aloft like some grand triumph is a joke, especially considering John Oliver even has a segment on the Medicaid gap, and how people who should be covered aren’t due to a myriad of reasons.
Best health insurance I ever had was Tricare, which is literally what America should have, and is arguably one of the largest socialist programs in the US. We did single payer already, for the military, and it’s amazing. The ACA are the crumbs the liberal elite felt we deserved, and I will never not be pissed about it when I’ve seen we know how to do it right.
I keep throwing that number out there because I don’t have your specific info, and from the general info it looks like under $61k you should get subsidized, but you’d communicated you weren’t. I’m also not asking you to disclose your private information on the public internet. I respect your privacy.
$10k deductible is usually considered “catastrophic” coverage. Its not supposed to be use to cover day to day health needs. It is designed for the young and generally healthy that don’t consume lots of health care, but want to be covered if they have a catastrophic event that would otherwise cost them hundreds of thousands or millions in medical bills.
I’m sorry you are not benefiting from directly, but do you understand for many it has been a game changer for the better? Not every change is going to benefit each person equally. I’ll be the first one to say the ACA is FAR from perfect, but compared to what we had before it was better and a step in the right direction.
I have only a little bit of knowledge of Tricare, but everyone I know that has it loves it. I’d be on board for that for everyone too. Does this mean you were in the military? I’m really beyond my knowledge now, but does that mean you would have VA health coverage (which I know has its own flaws)?
No, this happens in states like MA/Cali too.
“Who is eligible for health insurance subsidies?” source
Household size
If thats the case then @BlitzoTheOisSilent@lemmy.world is saying they make more than $61k/year and can’t afford $264/month with a $6300 annual deductible?
Maybe you should look into what that bronze plan actually covers. if you have any real medical issues you’re definitely losing of a minimum 15% of your income in just medical expenses. Never mind taxes, food, housing, transport, clothing, saving for retirement (which this hypothetical person almost certainly can’t do on 61k). Never mind the idea of having your own place, a family, etc.
But I guess you think people should just work just so they can pay medical bills. :shrug:
Really? I haven’t been rude to you yet in this conversation. Are you interested continuing in conversing together on the topic or your the strawman a requirement?
Never said you were rude. does pointing out the logical conclusion of the information you linked and how it related to my point upset you? it certainly should. it upsets me. Its why I pointed it out to you to begin with.
So exactly what were you trying to discuss with me in this thread. I was simply informing you that ACA is no legislative success even in wealthy and cooperative blue states.