What are the categories of the sources of, and causes of, those random, unplanned for expenditures?
For me, a great help was cutting the incompetent fools out of my life.
The kind who constantly fuck up their own budgets because they can’t do basic math or understand a contract or keep track of subscriptions or automatic payments, the kind who routinely break or ruin their shit and your shit and collective shit accidentally due to ignorance and incompetence, the kind of people that get you to agree to group plans that only work if everyone puts in a modest amount of effort, and then they just put in no effort.
Root cause analysis:
What are the categories of the sources of, and causes of, those random, unplanned for expenditures?
For me, a great help was cutting the incompetent fools out of my life.
The kind who constantly fuck up their own budgets because they can’t do basic math or understand a contract or keep track of subscriptions or automatic payments, the kind who routinely break or ruin their shit and your shit and collective shit accidentally due to ignorance and incompetence, the kind of people that get you to agree to group plans that only work if everyone puts in a modest amount of effort, and then they just put in no effort.