Maybe you dont have too many extra fees, but when you use your visa card or MasterCard to buy from a merchant, 3% of the purchase price is paid by the merchant to visa/MasterCard. In the long run that puts prices up because the vendor is passing on those costs to you, the buyer. Its a tricky issue because if you pay cash, the shop has to store, transport securely, and pay to deposit the cash into a business bank account. That might cost around 3% of their takings too. The feeling here is that if you buy 100 pounds worth of shopping, it doesn’t cost visa/MasterCard anything like 3 pounds to process that payment, more like a few pence. So perhaps we are being taken advantage of?

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Swearing is brilliant if you smash your thumb with a hammer, or break something expensive. If you swear all the time in normal conversation you don’t have any special words left to use when those things I mentioned happen.

Its rumoured that in the Falklands war (early 80’s) after a UK ship was hit by a French-made Exocet missile fired by Argentina, UK diplomats massively pressurised their ally, France, to provide the required codes which could be radioed to future in-flight exocets. further french-made armaments would not be able to hit the UK forces.

I had an objection to google pay for a while, and discovered Barclaycard (credit card in the uk) use an app which would act as a replacement for google pay. Worked perfectly. Of course then I found out how terrible barclays bank is for the environment, so I tap my co-op credit card now. Interestingly, google pay takes nothing when you use them to buy stuff, Applepay grab 0.25% as a transaction fee. Makes them billions per year, and the cost is shared by all of us.

Just change your number to something like 07777777777. That will work for the UK.

I can save lots of money by not paying my rent.

Every extra oil well widens the availability of the product, that’s bad. Please stop drilling.

I work for a UK bank, and we automatically provide your replacement card details to all subscriptions, for example Netflix, Spotify, adobe, amazon prime, gym and many many others etc. The reason for that is that if you lost your card or it expired, you would otherwise have to spend ages updating the card numbers with all your providers. We call the subscriptions ‘recurring visa’ and if you ask your bank to place a recurring visa block, it’s quick and easy and we won’t let your named merchant take further funds. No need for a new card. However, if you are in a contract and you deny the company access to your bank card, they may demand that you pay for the rest of the contract still. They won’t be able to get the money from the bank tho.

I don’t think it’s possible to quit smoking twice. The first time, there was just a longer gap between cigarettes.

the phrase is “waffle stomping”

Catenary is the magic word here

if the device switches off while in use on charge, that’s too slow. if the device switches off whilst charging because it overheats, that’s too fast. in between, forget it, the electronics will handle everything, and yes slower charging is better for battery life but you needn’t obsess over the difference, it’s there but unquantifi able. if you’ve heard anything other than this advice and you believe what you’ve heard, there’s not much point in people here trying to guide you.

Ah, but which brand of washing machine, that’s what we’re all about here in this thread!

if you are paying for any streaming service that has advert breaks, you are the reason there are commercials. imagine if subscribers walked away when they were introduced!

check the waste pipes carrying water away from the machine because there’s a blockage somewhere.

i read the list of injuries and wondered how many of the victims were wearing seatbelts !

lava?

dammit i said the same thing independently, but you were first by 12 hours. hats off to you, sir !

it was only 15cm long. that’s at best a Master Dagger, not a master sword! still too long to be legal to carry out in public though.