i’ve been on something of a climate change binge and reading The Great Displacement and California Burning has made me aware of what a weird situation it is. it’s both a very real problem but also half-self-inflicted (unlike the Florida issue i mentioned below in a comment) because good housing policy would render the payout problem moot for most people and that’s one of the biggest things that fucks people here at the individual level. (ideally, better urban planning would also make urban conflagrations much less frequent too)