Backed into a superior’s car in the parking lot at my job, after a 10 hour night shift and a 1-and-a-half hour meeting. Insurance exchanged. Cops called. She tried to calm me down but I am so beat up about it and feel like an absolute idiot. Occasionally having to stifle tears. Looks like minor paint damage but with these shitty plastic builds who knows. Have liability insurance. My car got the worst of it, but idgaf about cosmetic damage. I just hate that in my sleep deprived state I was forced to get into that death-trap by the way our infrastructure is set up and wound up in my first collision in my life. No one hurt, she wasn’t in the car at the time. At home but still on edge as fuck. I can’t let something so dumb make me destitute again.
Have any of you been in a minor scrape like this? At-fault or otherwise? Did it go ok? I’d appreciate experiences in part so I feel less like a total dumbass.
She didn’t know either and went inside and asked someone who said we should, but that it was up to her. When the cop got there he said it was unnecessary to file a report because of the type of accident it was – if it was on the street, for example, I would get a citation and a police report would have to be filed, but it was her discretion as to whether or not to file a police report. He said that the insurance companies would 100% get ahold of each other if they filed a report, so she said she wanted them to. The individual cop was ok to me and he didn’t fine me for something related to my ID I probably should have been fined for (didn’t notice or didn’t mention it). She was kind of given a lot of “outs” wrt getting the law and insurance involved but wanted to do things the legit way, I don’t blame her but it’s like 10x more stressful than if I had just given her $200 or whatever.
That sounds very stressful. I hope you don’t have to pay a bunch of additional fees for doing it the “proper” way