• salvage@lemmy.ml
      link
      fedilink
      arrow-up
      4
      ·
      3 years ago

      Living from paycheck to paycheck is the best I’ve ever managed to do. FeelsBadMan

  • Jesse@lemmy.ml
    link
    fedilink
    arrow-up
    2
    ·
    3 years ago

    I am not. Because I’m still in school and pretty much everything I make is spent on basic living and saving up for a large upcoming move.

  • Nyaa@lemmy.ml
    link
    fedilink
    arrow-up
    2
    ·
    edit-2
    3 years ago

    Sort of. If you consider $300 in a Roth IRA as progress. I’m not able to do any reasonable amount of contribution to it yet as I’m young and not in my career yet but I figure I’ll be a lot more ahead than if I waited to start when I was ready to save.

  • hammsvietro@lemmy.ml
    link
    fedilink
    arrow-up
    2
    ·
    3 years ago

    yup, here in Brazil we have a public retirement plan that is mandatory for our main work regime, as of now it’s 8% of the worker’s gross monthly income, besides that I save more by my own

  • SalamanderA
    link
    fedilink
    arrow-up
    2
    ·
    3 years ago

    I am saving in general for life but I have not yet planned specifically for retirement.

    • Gunther@lemmy.ml
      link
      fedilink
      arrow-up
      0
      ·
      3 years ago

      What do you mean by “pension scheme”? Social security and similar programs are basically ponzi schemes, ya, but most private retirement funds just let you invest the money in stocks and/or bonds with tax benefits. Are those schemes?