I might get flame for this but. Social credit system might be a way for us to get rid of money and achieve a classless, money less society. People can work hard and get a good social credit score. With a good social credit score, the benefit will be free housing, free healthcare and free food, water and electricity… etc. If you have a low social credit score, you can always improve by being a better person and contribute.
Nope, thats overstepping by a fuckton, and could be too easily manipulated. It would create another sort of class division most likely. This just sounds like another money exchange. You do work for points and use it to get items. Not in a communist way either, just direct money exchange. we can easily do without it.