Absolutely not.

As a single guy, you can cut a lot of corners and find your life acceptable. I was making one of the higher wages in the city I was living in (it was a small city in the middle of nowhere so that doesn’t mean much) and happily renting a room in an old lady’s basement and that was fine by me. I didn’t need anything fancy to eat, and I could happily just chill out on my computer for a few days if I didn’t want to spend any money. Moreover, you can set a budget and stick to the budget and the only person you need to keep disciplined is yourself.

Once you get a woman into the mix, you can’t cut those corners anymore. You’re going to rent a whole space (we moved into a house). You’re going to be getting real groceries. You’re going to be funding real stuff to do. If she wants to spend a bit more money, she’s going to spend a bit more money.

She filled a hole in my heart and I’m so glad we found each other, it’s made my life better and after 10 years of marriage we just had our first son which filled another hole in my heart I never knew was there, but under no circumstances whatsoever can I say it made my financial situation better.

For me, yes!

We are both currently PhD students, so our salary is not so high (about 30K/year each after taxes). With our combined salaries and our not-so-extravagant lifestyles we can save comfortably while still being able to spend in our hobbies. We are also very privileged in having two families that would be able to help us in an emergency if something goes very wrong, and we have a good health insurance and no debt.

We end up paying a bit less each by renting a single much larger apartment rather than two smaller “student” apartments. So it ends up being a lower total cost for a much more comfortable living place.

Since it is now two of us that cook, we cook a lot more often rather than buying meals, which ends up saving us a lot of money. If I buy food at work it is about $10 for one meal, and we can easily make 4 meals for $10.

We found a place that is 20 min away from each of our institutes by bike, so we don’t have a car and rarely use public transport.

Our gym lets us share a single membership if we live together, so that is about a $350/year saving.

We have also learned some money-saving habits from each other, so we try to combine the best habits of each one of us.

At the moment I can save about 30% of my salary most months. If we move into higher-paying jobs afterwards, we don’t have any reason to increase our spending until we have kids so we will be able to save more. We also want to move away from this beautiful but very expensive city, so living will become a lot cheaper.

My wife and I lived the double-income, no kids lifestyle for about 8 years. She had a solid union job and I was doing ok in IT, we definitely had a good time, lots of travel, fancy dinners, live music and theater. When we had kids, it all went to hell, financially. She left her job, we have a ton of added expenses, etc etc. She’s probably going back to work this year but the kids make it impossible to travel like we used to, and their interests don’t mesh much with ours, so we don’t get to do as many of the kinds of things we like.

I went from having a roommate to cohabiting to being married. Through it all, my rent has stayed similar. Overall I think it has helped because we’re sharing more assets.

maybe if both of us could have a job, but no